The warm and comforting refreshments will be served to everyone who visits The Hearth and Sapphire Pointe on the grand opening weekends, and home buyers will also discover the warmth and charm of the superbly designed new homes at both locations.

At The Hearth, five beautifully decorated model homes showcase two-story and ranch-style designs featuring today’s most sought-after appointments, including gourmet island kitchens, versatile flex spaces and oversized garages in most plans.

Along with family-sized floorplans ranging from approximately 1,931 to 2,967 square feet, including three to four bedrooms and two and one-half to three baths, residents of The Hearth will share an array of outstanding amenities that make Highlands Ranch one of Colorado’s most coveted addresses. More than 40 miles of paved trails and 15 neighborhood parks provide extensive recreational opportunities ranging from bicycling, jogging and hiking to athletic fields, picnic areas and playgrounds. In addition, two 18-hole golf courses are located within Highlands Ranch, and outdoor enthusiasts can enjoy hiking, fishing, camping, skiing and snowboarding within minutes of the community. Children living at The Hearth will attend a top-rated elementary school, a brand-new middle school and a planned new high school that offer the educational excellence of the Douglas County School District.

At Sapphire Pointe, buyers will be awed by a collection of gorgeous homes, including three distinctive new ranch-style floorplans, in one of Colorado’s most scenic locations. The grand opening spotlights two stunning new models and the incomparably picturesque scenery that surrounds the community. Groves of oaks and aspens join with meandering creeks and rustic canyons to provide a breathtaking backdrop for the homes.

The model tour will showcase Sapphire Pointe’s value leader, the 2,162-square-foot ranch-style Chablis plan, which is priced from the low $300,000s. Also featured will be the community’s most spacious design, the Champagne, which spans approximately 3,196 square feet, including four bedrooms and three and one-half baths plus a three-car garage. Like all seven home designs at Sapphire Pointe, both plans are highlighted by gourmet island kitchens and fireplace-warmed great rooms or family rooms.

The models will also highlight Sapphire Pointe’s luxury qualities in sumptuous master suites featuring stately double-door entries in most plans, expansive walk-in closets and five-piece baths. In addition, select plans give buyers the opportunity to tailor their home to their individual needs with such flexible options as a downstairs den or fifth bedroom or an airy loft.

Prices start in the upper $200,000s at The Hearth and the low $300,000s at Sapphire Pointe, and at both communities, the value is enhanced by Ryland Homes’ special below-market financing, with ultra-low rates starting at just 2.99%.

The financing program, which applies only to homes purchased and closed by March 31, 2004, includes a special interest rate buy-down that allows home buyers to pay a lower monthly payment during the early years of a loan. The interest rate during year one is 2.99%; in year two the interest rate is 3.99%; in year three the interest rate is 4.99%; and from the fourth through thirtieth years, the interest rate is fixed at 5.99%. These low rates allow buyers to qualify for larger loans, and that means being able to purchase a larger, more luxurious home than they ever thought possible, all for a low monthly payment that fits easily within their budget.

To join in the grand opening celebration January 17th and 18th at The Hearth at Highlands Ranch, take Wildcat Reserve Parkway, go south on McArthur Ranch Road and continue to the community on the east. Furnished models are open Tuesday through Sunday from 10 a.m. to 5 p.m. and Mondays from noon to 5 p.m. For additional information, please call Ryland Homes' on-site Sales Counselors at (303) 791-9808.

To take part in the grand opening festivities January 24th and 25th at Sapphire Pointe, exit I-25 at Founders Parkway (#184). Drive east for 1.5 miles and turn left on Crowfoot Valley Road. Proceed north 1 mile to Sapphire Point Boulevard, and turn left into community. Furnished models are open Tuesday through Sunday from 10 a.m. to 5 p.m. and Mondays from noon to 5 p.m. For additional information, please call Ryland Homes’ on-site Sales Counselors at (303) 688-0892. You can also learn more about both communities by visiting ryland.com.


6.14APR †3-2-1 buydown, 30-year fixed rate conventional conforming financing (2.99% first year, 3.99% second year, 4.99% third year, 5.99% fourth through 30th year with a maximum loan amount of $322,000 available through Ryland Mortgage, only on homes closed by March 31, 2004.) 3.14% APR first year, 4.14% APR second year, 5.14% APR third year, 6.14% APR fourth through 30th year. Based on a $300,000 purchase price with a 5 percent down payment of $15,000 and a $285,000 loan amount. First year principal and interest payment is $1,200; second year principal and interest payment is $1,359; third year principal and interest payment is $1,529; fourth thru 30th year principal and interest payment is $1,707. Approximate estimate of monthly payments of principal & interest only, total number of installments 360 in 30-year-fixed rate loan. 80% loan to value (LTV). Financing subject to availability and may change without notice. See Sales Counselor for details. 04RD159